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GET
/
savings
/
details
Get savings product details
curl --request GET \
  --url https://{host}/savings/details \
  --header 'Authorization: Bearer <token>' \
  --header 'x-user-id: <x-user-id>'
{
  "highlightsSection": {
    "oneDayYieldGross": {
      "label": "One-day yield (gross)",
      "value": "3.75% per year"
    },
    "oneDayYieldNet": {
      "label": "One-day yield (net)",
      "value": "3.50% per year"
    },
    "earnedLastMonth": {
      "label": "Earned last month",
      "value": "€12.45"
    },
    "lifetimeEarnings": {
      "label": "Lifetime earnings",
      "value": "€156.78"
    }
  },
  "informationSection": {
    "fundName": "Euro Money Market Fund",
    "fundManager": "ABC Asset Management",
    "isin": "LU1234567890",
    "benchmark": "ESTR Index",
    "baseCurrency": "EUR",
    "income": "Distributing",
    "distribution": "Monthly"
  },
  "fundQualitySection": {
    "rating": "AAA",
    "creditRatings": [
      {
        "label": "Standard & Poor's",
        "rating": "AAA"
      },
      {
        "label": "Moody's",
        "rating": "Aaa"
      }
    ],
    "ratingSubtitle": "Highest quality investment grade",
    "risk": {
      "level": 1,
      "subtitle": "Very low risk investment"
    }
  }
}
This endpoint returns detailed information for the mmf_dist_eur (EUR Money Market Fund) savings product. The product is fixed and does not need to be specified by the client.

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Response Structure

The response includes three main sections providing comprehensive savings product information:

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Highlights Section

Key performance metrics and earnings information:
  • One-day yield (gross): The gross yield before platform fees
  • One-day yield (net): The net yield after platform fees
  • Earned last month: Interest earned in the previous calendar month
  • Lifetime earnings: Total interest earned since the user started investing
All yield and earnings values are localized according to the user’s residency country and displayed in their base currency.

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Information Section

General fund information including:
  • Fund name, manager, and ISIN
  • Benchmark index
  • Base currency
  • Income type (distributing vs accumulating)
  • Distribution frequency

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Fund Quality Section

Quality metrics and risk assessment:
  • Overall fund credit rating (e.g., AAA for money market funds)
  • Credit ratings from major agencies (S&P, Moody’s, etc.)
  • Risk level (1-7 scale, where 1 is lowest risk)
  • Descriptive subtitles for ratings and risk
Use this endpoint to populate detailed savings product screens in your application, showing users comprehensive information about their savings investment.

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Use Cases

This endpoint is ideal for:
  • Displaying detailed savings product information pages
  • Showing performance metrics and historical earnings
  • Providing transparency about fund quality and ratings
  • Helping users understand their savings investment
This endpoint requires the user to have an active subscription and savings holdings to calculate personalized earnings metrics.

Authorizations

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Authorization
string
header
required

Auth0-issued access token that includes the scopes listed for the endpoint.

Headers

​
x-user-id
string
required

User identifier for the M2M client to specify which user's data to access.

Pattern: ^[a-f0-9]{24}$

Response

Savings product details retrieved successfully

​
highlightsSection
object

Key highlights and performance metrics for the savings product

​
informationSection
object

General information about the savings fund

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fundQualitySection
object

Quality ratings and risk assessment of the fund